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Last Updated April 1, 2025

Client Review on Latah Credit Union
Feedback:
A nightmare if you move out of the area with an existing account. We moved to the Boise area and still had loans with Latah Credit Union. My wife has called in many times to make payments over the phone. Until one day a rep said my wife wasn't on the account and wouldn't allow her to make anymore payments so I had to call in. But the next month she made a payment just fine. Apparently this was a policy that some credit union employees followed and others didn't. I called and told them they've been letting my wife pay in the past and they said that wasn't possible. I ask for the credit card on file for past payments and low and behold it's my wife's. But nope, I'm wrong. So I tell Latah Credit Union I moved out of town and asked how I can get my wife officially added to the account so she can make payments through the employees that are hard-liners versus the ones that aren’t and I was told she has to physically come to the branch, which is 300+ miles away. I pointed out the large geographical gap and asked if there was a way to mail a form, email, fax, or any other option to add my wife without having to make a 300+ mile each way trip. Nope. No other option despite my persistence. I am a member of another credit union, Spokane Teachers Credit Union, and when I asked to add my wife to an account I had with them there was no problem. They emailed me a couple forms for us to sign and she was added to my account. It’s not that easy with Latah Credit Union. Latah Credit Union is absolutely unaccommodating. Don't they realize members move and still need to manage existing accounts? Don't bother with these guys if you can get away with it. They've been a huge headache for us. Sure your wife can pay the monthly payment, nope your wife can't pay, yep your wife can pay...freaking get your employees on the same page at a minimum. Preferably think about members that might have to move out of the area and provide some reasonable accommodations.
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