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Last Updated April 1, 2025

Client Reviews on JustBoatLoans
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- 4.2
13 Reviews
Feedback:
The team at Just Boat Loans is by far the best in the business! I had the pleasure to deal with Julie Williams and Tanya Grace on both of my boat purchases. I purchased my first boat Sea Ray 330 Sundancer back in 2016 and recently sold to upgrade to a Formula 41PC. I had such a great experience the first time, I did not hesitate to give Julie a call for the new boat. Within a 24 hour time frame they got me a no hassle approval with a very good rate. From initial contact to closing, both Julie and Tanya we more than helpful and made the entire process very smooth for both myself and the gentleman who sold me the boat. When we got to the point of closing, Christina Silver was more than helpful in sending all of the documents and explaining where everything needed to be signed and notarized.I cannot compliment these guys enough!. If you want a smooth , easy , friendly , efficient finance transaction while purchasing your first or next boat... do yourself a favor and give the team at Just Boat Loans a call.
Feedback:
We had been searching with little success for a very particular boat that we had once owned before...a 1986 SeaRay 39' Convertible...we had looked at many other boats and even had made some offers on some others but then this boat popped up out of nowhere and it was in fresh water and in excellent condition for a 32 yr old boat...only problem...IT WAS A 32 YR OLD BOAT...! No one wanted to finance it...we had the cash to pay for it but did not want to...I made that mistake once in the past and never again would I do that when it comes to expensive toys...anyhow Just Boat Loans was willing to finance it...our experience with them was excellent...there is always a lot of back and forth communication when you buy a boat...it is a lot of legwork...I have to take exception with someone here who complained about CG documentation...does not matter where you go it is in the neighborhood of 500.00 that is nothing new...and rarely did Shana or any of her associates not know the answer to any question I had...all was done on time and correctly answered...I have dealt with other boat financing operations in the past and the time required to put a deal together is a long one between getting surveys, getting your app submitted for review, etc...it is just a timely process and it always has been...if you are not prepared for that do NOT buy a boat...I would easily deal with them again...Shana, Kirsten...just wonderful people and you have to remember...you are just one of hundreds of people whom these people are dealing with every day...you can't please everyone...and if you are buying and older boat like this SeaRay 39 convertible was it will even be harder...but we wanted this exact boat as we had owned it once before...so thanks to JBL we now have it.
Feedback:
Outstanding experience with Shanna White, one stop shop for a boat loan, easiest loan process every experienced!! Highly recommend for your boat loans. George and Chris Muszynski
Feedback:
STAY AWAY!!! We searched for a bank to help us get a loan for a boat and picked JustBoatLoans because even though we had good credit, the services they said they offer, seemed like a good option for us. The entire process to fund our boat took approximately 2 weeks because even though we provided all the information they requested right away, our representative (in Severna Park) seemed to keep misplacing it, would never be available to answer our questions or calls, and was completely unorganized. Needless to say we were a few hours away from losing our boat!! The dealer that sold us the boat even said that they WILL NEVER sell another boat to a customer who would be using JustBoatLoans. When our representative didn't know how to answer one of our questions, she would make up an answer, which we later came to find out were lies. Her ineptitude and lack of knowledge of the requirements to register a boat properly and of the whole process, costs us hundreds of dollars more than the loan should have originally been. My advice, go somewhere else.
Feedback:
Shana really helped us get this done. Having a bankruptcy in my past, we were able to get into a sweet RV with Shana's help and tenacity of pursuing funding options. Very appreciative!
Feedback:
My wife and I could not be happier with the responsive and excellent service that we received when working with the staff at Just Boat Loans. We were recommended to them by a friend that is a boat dealer and we were not disappointed!!! Great Job!!! Thank you Julie for your hard work!!! Respectfully, Andy and Dendi Willard
Feedback:
DON'T submit your loan application to JUSTBOATLOANS! They do not respond timely to emails & use a lame excuse about technical issues, difficult to get a copy of your application, and they were just bought by another bank and it seems that the local folks have little decision making authority. If you want a timely response, the 48 hours they indicate is not accurate and they are TERRIBLE with communication! Vague answers and certainly do not go to bat for their customers!I have a feeling the new team members are in over their head! Difficult time answering questions they should know!
Feedback:
Shana White is Amazing!! This is my second loan through her and will continue to do all my business with her. Recommending her to everyone.
Feedback:
Shanna and her Team were very professional and prompt on getting my boat loan processed! Theirrates are very competitive and I would definitely recommend them to anyone. My experience with Just Boat Loans was smooth and I give them 5 Stars! Give them a try and you will not be disappointed!
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