First Choice Loan Service, Inc.
Client Review on First Choice Loan Service, Inc.
Feedback:
First Choice Loan Services Inc. is the provider of Mortgage Services for Costco Members. I plan to relocate to a different area by next year. I applied for a mortg loan with them since costco promotes them. My credit score is over 825. My current home morgt is almost paid off with a balance of less than $60k and more than 10times that amount in equity. I have no other debts. the "loan originator" asked for ssn#, 1040 tax return, credit reports and more. After 2 months I was approved and sent a "pre-approval letter" which was over the amount of the house I wanted to buy. After I entered into contract agreement the same loan originator says they wont fund the loan because my debt to income ratio was too high and I needed to pay off my current mortg or sell the house 1st. Really! I didn't waste anymore time since I was under contract, I ran to another lender got approved and closed.Bottom Line: If you need a mortg loan Don't Waste Your Time With this Lender.
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